Random thoughts that fill the sticky notes on my desk. Some of them find their way onto Page 1 in a post... others dream of the day they land on Page 1! I hope you find something useful.
Family. Finances. Leadership.
BUYER BEWARE:
DailySaving Tip: When you are a tick over#budget for the day/week... STAY HOME. Be creative. Necessity is the mother of invention.
DailySaving Tip: We watched a movie with the kids for free on FiOS, there is an extensive free selection. Make popcorn, you've got yourself a party! On the cheap, of course.
Control what you can control. Everybody wants your #money, know that, but it is YOU that has final say. Plan, Execute, Save
Take your personal finances personally. Many people manage their fantasy football teams or sock drawers better than their personal finances. Come on now!
Whenever u sign up for anything "auto pay" PAY close attention. That can be AUTO drain if u forget. ie, gym, coffee, cc #savingmoney
List your favorite stores and products. Find them online and get on their email list. They often send coupons and announce sales and savings. Set up another email for yourself if you need to manage the junk. That's still free!
When is a deal not always a deal? Restaurant.com: Cheap gift certificates with 17 conditions. These can be helpful. I find the $25 the best with the family. Anything more than that and we spend more than we otherwise would have.
"WOW! 50% sale!!" Slow down. Reaction to "__% OFF" should not be emotional, which is what they're hoping for. Our Pavlov-ian reaction should be... "OFF WHAT?" Same thing for BOGO, it's not always in your favor. Reaction here should automatically be, "What do I have to buy the first one for?"
Speaking of "COMPARED TO WHAT?"
When you walk into a #groceries store and pick up the flyer...you've just lost $10 on avg. Missed opp to plan, ie, stack #coupons from home
New #savingmoney Shopping Habit: ALWAYS check the clearance rack, most places have1. I usually forget. I got $11 running shoes #kohls !!
ATTITUDE! This is my money and I know they are working hard to take it from me. I will be cold and calculating when it comes to deciding who to give it to and when!
ATTITUDE! I will take the stuff they don't want that I need.
ATTITUDE! I know that a "sale" is rarely a good deal for me and that "WOW!" is rarely anything to really get excited about. I will not be swept up on any emotional buying decisions, thank you. I understand that everyone selling something is working hard to make me emotional!!
ATTITUDE! "If you really want my money, you're going to have to do better than that! I will
Cust Serv experience at Lowe's was very good. Think I have more friends than here. "Hi, Hi, Hi, Hi..." reminder: sales is about emotion...
Mail in Rebates. Too much room for error, time to get lost, another thing to keep track of.They count on us to forget! Careful.
Tweeter beware: If a Tweet flies at 3:18am on a Tues and no follower is there to read it, did it really happen?
